We are a debt counselling company which is registered with the NCR (NCRDC 3450). We specialize in the following:
• Debt restructuring
• Debt management
• Debt review
• Debt consolidation
• Financial advice
The process works where we first see if the consumer is possibly over indebted.
We then inform the NCR and all the consumers creditors that they are now under debt review.
We suggest that the consumer save their money for the period that we undergo the restructuring of their debt to one affordable payment.
This process takes 3 months or longer.
Only once all the consumers creditors are happy with the new debt payment and a court order is issued, will the consumer start paying.
Especially during these difficult times, more consumers need a little breathing space with their finances until they can start up again.
Once all debt is paid off, then we will give the consumer a clearance certificate and the debt review will be removed from their name.
If the consumers situation changes that they can pay their debt off faster, then we can restructure it, so that they can be cleared even faster.
We also give financial advice and work with the consumers that find they are not over indebted but still need help on managing their finances.